Young families in Hanoi and Ho Chi Minh City are increasingly locked out of the for-sale housing market, with average apartment prices in central districts now exceeding 35 times the median household income. The government has proposed building more social housing, but the last five years show those units mostly end up in peripheral zones with weak transport links. Is expanding supply in far-flung areas a real fix when schools and jobs stay downtown, or are we just shifting the commute burden onto the same families we claim to help? I'd genuinely like to hear from people who've made that trade-off and whether it actually improved their lives or just delayed the reckoning with land costs in the inner city.