Owning an electric vehicle saves money on fuel and maintenance, but the upfront cost and charging inconvenience still make gas cars the better choice for most people. I recently compared a $35,000 EV with a $25,000 hybrid over 5 years, and the EV only broke even if I charged at home 90% of the time. Most apartment dwellers can't do that, and public fast chargers often cost as much as gas. Until charging infrastructure matches gas stations, EVs remain a niche luxury rather than a practical alternative.