My hometown's flood maps got redrawn last year, and suddenly my childhood street is in a high-risk zone — yet our city council just approved a new housing development right along the river. Climate change adaptation keeps getting framed as a future problem, but the insurance premiums and building codes are already shifting around us. Can we honestly say that investing in resilient infrastructure where people already live is more practical than forcing managed retreat from the coasts? I keep going back and forth on this because the economic and emotional costs pull in opposite directions.