I've been looking at housing affordability data for my city, and it's striking how much of our income goes to rent or mortgages. But when I talk to friends, some say buying a home is still the best investment, while others argue that renting and investing the difference makes more sense. What do you think—should young people prioritize homeownership despite the high costs, or is it smarter to rent and build wealth through other means? I'm genuinely torn because both sides have valid points, and the numbers seem to shift depending on the market and personal circumstances.