I've lived in downtown Minneapolis for eight years, and our city's zoning rules still make it illegal to build anything taller than three stories on most blocks. That's not a housing preference—it's a deliberate cap that keeps rents high and forces working families to commute from exurbs. If we relaxed single-family zoning near transit lines, we could build modest apartment buildings without destroying a neighborhood's character. Are restrictive zoning laws in major cities doing more harm than good for affordable housing?