I've been tracking my retirement savings for a decade now, and I'm starting to question whether traditional pension plans are still the best option for long-term security. With market volatility and changing employer policies, how do we know if we're saving enough? Is a guaranteed monthly payout from a pension actually more reliable than a well-managed 401(k) with diversified investments? I'd love to hear how others are approaching this dilemma, especially given the uncertainty around Social Security's future.