I've been tracking my portfolio for three years now, and I notice most retail investors panic-sell during dips. Is day trading really a viable strategy for the average person, or is it just gambling with extra steps? I lost 15% of my savings in a single week chasing momentum stocks last year. Sure, some people get lucky, but the data from brokerage accounts shows most active traders underperform the market. What's your experience with the emotional toll and the actual returns?