Housing affordability has become a crisis in major cities, but I'm starting to question whether building more luxury high-rises actually helps or just worsens inequality. I live in Toronto where a new condo tower went up next to my rental, and it didn't lower my rent at all—it just brought more investors. Does increasing housing supply, if it's mostly high-end, really solve the problem for everyday people, or does it just reshape the skyline while rents keep climbing? I'm genuinely torn because some studies show supply helps, but my own experience suggests otherwise. What's your take?