Even after insurance, a routine ER visit in the US can leave you with a $4,000 bill, while the same care in Germany might cost you nothing out of pocket. I've seen friends skip necessary checkups because they feared the cost, and that's a system failure. Universal healthcare isn't about perfect care—it's about ensuring no one goes bankrupt trying to get a broken arm fixed. Do we really think profit-driven insurance is the best way to decide who gets treatment?