Do electric vehicles really save money in the long run once you factor in charging costs, maintenance, and depreciation? I've been comparing my Tesla Model 3 to my old Honda Civic over three years—the EV costs less per mile on energy, but the insurance and tire wear are noticeably higher. Resale value is still a wildcard as battery tech keeps improving. Curious what numbers other owners are seeing, especially if you drive in cold climates where range drops significantly.