Cryptocurrency is often called the future of money, but after watching Bitcoin's price swing by 30% in a single month last year, I'm not convinced it can replace traditional banking. The volatility alone makes it risky for everyday purchases, and the energy consumption for mining is a real environmental concern. Sure, blockchain technology has potential, but as a currency, it still feels more like a speculative asset than a stable means of exchange. Should we really bet on something that can lose a third of its value overnight?