Buying a used car from a private seller saves money on average, but paying a dealer's markup is still worth it for most people. I sold my 2016 Corolla on Craigslist for $8,400 last spring, then spent three weekends fielding messages, meeting strangers at a gas station, and turning down two guys who wanted to pay in cash and skip the title transfer. The buyer got a good deal. I also let him test-drive it alone because I wasn't sure how the insurance would work if something happened. A dealer would have handled the paperwork, the inspection, and the financing, and charged maybe $1,500 more for the trouble. My brother did it the dealer way last month and was done in a single afternoon. Curious whether the savings on a private-party used car is actually worth the time and risk for a typical buyer, or if that premium is just the price of not having to think about it.